Fiat-to-crypto, without the P2P risk

The threshold
between Naira and stablecoins.

Narthex is a compliant, direct conversion gateway — bank rails in, USDT out, in seconds. No escrow chats, no frozen accounts, no counterparty roulette.

SEC VASP-aligned ISA 2025 compliant BVN / NIN verified
You send
NGN
You receive
65.36 USDT
Editable amount, illustrative rate — live pricing at launch
The market has hit P2P burnout

Peer-to-peer was the workaround. It was never the answer.

Years of banking restrictions pushed Nigerian crypto users onto P2P marketplaces. What was left behind: counterparty scams, slow settlement, and bank accounts flagged or frozen for looking like the wrong kind of transaction.

Legacy P2P vs. Narthex
Transaction model
Peer-to-peer escrowDirect bank-to-wallet
Primary use
Speculative day tradingWealth preservation & payments
Bank account risk
Flagged or frozenCompliant, traceable rails
Tax reporting
Manual, if at allAutomated Tax Act statements
Three pillars

Not another trading playground.

Narthex is crypto-as-infrastructure: the fastest way to move value between Naira and stablecoins, and actually spend it once it's there.

Direct NGN → USDT rails

Bank transfer in, stablecoins out — seconds, not hours. No altcoin speculation, just a fast lane to a stable store of value.

Automated conversion

Spend it where it lands

Virtual dollar cards, B2B settlement for overseas suppliers, and local bill payments — all funded straight from your stablecoin balance.

Embedded utility

Compliance, built in

A two-minute BVN/NIN onboarding and one-click tax reporting aligned to the Nigeria Tax Act — so staying compliant is the easy option.

Automated reporting
Built for high-volume merchants

The Instant Supplier Settlement Engine.

Importers in Lagos's biggest trade hubs lose days sourcing dollars for suppliers in China, Vietnam, and India. Narthex turns a five-day bank wire into a two-minute transaction.

5 days 2 min

Average supplier settlement time: traditional bank wire vs. Narthex USDT rails on low-fee networks.

01
Days 1–30

Target the wire nightmare

Launch for merchants paying overseas manufacturers — settling supplier invoices in USDT on low-fee networks instead of chasing scarce dollars.

02
Days 31–60

Deep liquidity, zero slippage

Institutional OTC relationships and dedicated virtual bank accounts mean six-figure transfers settle without moving the market.

03
Days 61–90

Enterprise-grade compliance

Transaction monitoring and clean, automated statements that map directly to capital gains reporting — audits stop being a fire drill.

Regulatory footing

Built on Nigeria's 2026 rulebook, not around it.

Narthex is structured to move fast without cutting corners — routing through licensed partners where it accelerates launch, while capital reserves are built toward independent licensing.

Structured around the ISA 2025 regulatory framework
Clear pathway through the SEC's VASP licensing regime
Automated reporting aligned to the Nigeria Tax Act
Mandatory BVN / NIN identity verification, built into onboarding
Day-to-day protections

Licensed-partner custody

While independent licensing is built out, funds route through an already-licensed custodial partner — not a regulatory gray zone.

Institutional monitoring

Every transfer is screened with the same AML tooling banks and licensed exchanges rely on.

Deep OTC liquidity

Six-figure transfers settle through institutional desks, so large merchant payments don't move the market.

Audit-ready reporting

Automated statements map directly to Nigeria Tax Act capital gains reporting — nothing to reconcile by hand.

Early access

Cross the threshold first.

We're onboarding a small group of merchants and savers ahead of public launch. Get early access to direct NGN–USDT rails.